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Terms & Conditions

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION AND A BINDING ARBITRATION PROVISION, ALONG WITH A CLASS ACTION WAIVER AND A WAIVER OF YOUR RIGHT TO A LEGAL JURY TRIAL, WHICH AFFECTS YOURS RIGHTS WITH RESPECT TO DISPUTES YOU MAY HAVE WITH SAVE2MILLIONAIRE AND ANY RELATED PARTIES. YOU MAY OPT OF THIS BIDING ARBITRATION PROVISION, JURY TRIAL WAIVER, AND CLASS ACTION WAIVER, AS DESCRIBED BELOW.

The following terms and conditions of services are the terms of a legal agreement (hereafter, “Agreement”) between you (“you”, “your”, or “user”) and Save2Millionaire, its affiliates, subsidiaries, assigns and agents (“Save2Millionaire”, “we”, “us”, or “our”) which sets forth the terms and conditions for your use of Save2Millioniare’s mobile application (“Mobile App”) and Save2Milllionaire’s website, along with the offered services or products, operated or offered by Save2Milioniare via Mobile App (collectively, the “Services”). The website, Mobile App, and Services are operated and owned by Save2Millioniare, are being provided to you expressly subject to this Agreement. By browsing, accessing and/or using the Mobile App, www.save2millionaire.us, or the Services (collectively “Save2Millionaire Content”), you acknowledge that you have read, understood, and agree to bound by the terms of this Agreement and to act in accordance with with all applicable laws and regulations. The terms and conditions of this Agreement form an essential basis of the bargain between you and Save2Millionaire, and this Agreement governs your use of Save2Millionaire Content.

 

01.  Acceptance of Agreement

Kindly, review this Agreement precisely before using Save2Millionaire Services, or accessing any data thereon. However, if you do not agree to these Terms and Conditions, you may not access or use the Mobile App, www.save2millionaire.us, or the Services.

To use Save2Millionaire Services and to accept Agreement, you must be the following:

  • You must of legal age to form a binding contract with
  • An authorized/legal resident of United States of America
  • Not prohibited by law from employing Save2Millionaire

 

02.  Modification of This Agreement

Save2Millionaire reserves the right to amend this Agreement at any time and will notify you of any such amendments by updating the revised Agreement on its website, www.save2millionaire.us. You are requested to check this agreement on www.save2millionaire.us frequently for changes. All changes shall be effective upon posting. We will also mention the date for the last revision of these terms.

Your continued use of Save2Millionaire Services after any change to this Agreement constitutes your agreement to be bound by any such changes. Save2Millionaire may change, terminate, restrict, or suspend access to all or any part of Save2Millionaire Services without liability or notice.

 

03.  Privacy Policy

Save2Millionaire maintains a Privacy Policy, and its details how we protect and handle your personal data. We completely incorporate our Privacy Policy in this Agreement.

Note: Save2Millionaire reserves the right to update the Privacy Policy at its own discretion, and that any amendments made to our Privacy Policy are effective when the updates are on www.save2millionaire.us.

 

04.  Minimum Technology Requirements to Access Our Services

In order to access and use the Services and Mobile App, you are required to a compatible device with an access to the internet. You must also have a valid email address and necessary storage space to install any required mobile application without any hurdles.

Save2Millionaire mobile applications are available on the Apple Store (for Apple devices) and on Google Play Store (for Android devices).

 

05.  User Information Updates and Accuracy

To access Save2Millionaire Services, you must create a Mobile App user account with Save2Millionaire. This will include creation of a Login ID and password to access the Mobile App and the Services. When you sign up for a user account, you agree to provide us with current, accurate, and complete data – such as your name, email address, residential address, contact number, source account information (i.e., routing number and account number), and ID number – as may be prompted by any registration forms available through the Mobile App, in connection with the Services or as otherwise requested by Save2Millionaire for such information (“User Information”). You are further obliged to represent that you are a legal owner of, and that you’re authorized to provide us with, all user information along with other details required to facilitate your use of the Mobile App Services.

In order to use particular Services, Save2Millionaire may be required to verify your identity. Therefore, you agree to authorize us to make any inquiries we consider mandatory to validate your identity. If you do not respond to such inquiries we can then not verify your identity, we then have the right to refuse to allow you to use the Mobile App and/or Services.

If under any circumstances your User information changes, you then agree that you will update this information as soon as possible.

If you believe or have any reason to believe that any of your User information, including your Login ID and/or Password has been compromised, or that another person is accessing your Save2Milionaire User account through some other means, you agree to notify us as soon as possible at info@save2millionaire.us

 

06.  Authorization to Initiate ACH Transactions

By agreeing with these Terms and Conditions you authorize Save2Millionaire to initiate ACH credit/or debit transactions between your funding source and your Save2Millionaire account. These transaction will either be initiated in the Save2Millionaire App by you or initiated by Save2Millionaire including, without limitation, transaction relying on the Rules you have set up via Save2Millionaire or with respect to payment of fees and/or other amounts owing by your use of the Save2Millionaire Service.

The frequency and amount of these ACH debit and/or credit transactions will determined by your Manual Transfers or your Rules. Periodic ACH transaction will be generated by Save2Millionaire to transfer funds from your source account to your saving account (Save2Millionaire account) based on the limit/rules that you have established. We only process your manual transfers only when it is authorized by your entry.

For your security, transfer from your Save2Millionaire account to your Sourcing account will not be instantly available for withdrawal until a period of two (2) to three (3) business days has elapsed.

You further authorize Save2Millionaire to initiate ACH credit and/or debit transactions to or from your Funding Account and/or Save2Millionaire account to correct any erroneous credit or debit activity or to pay any return fees as described below in this Terms and Conditions.

Other than when expressly set forth on the Save2Millionaire Services as updated from time to time, or to correct any errors made by Save2Millionaire, Save2Millionaire has no obligation to provide credits, however, may grant them in particular circumstances in Save2Millionaire’s sole discretion.

You accept that this authorization will remain in full force and effect up until you notify Save2Millionaire that you want to withdraw this authorization. You agree not to initiate any transfers which would cause Save2Millionaire account to have a deficit.

Note: Withdrawals may be subject to processing times and fees.

 

07.  Funding Account Verification

The Funding Account verification process is in place to make sure your Funding Account is compatible with the Save2Millionaire Service and supports ACH transfers, and in order to verify external Funding Account ownership.

One of two approaches are employed to successfully verify a Funding Source Account:

  • The external Funding Account will be accessed by our data integration partner and ownership and ACH support will be verified; or else
  • Two small credit transactions will be sent for processing to the External Funding Account. The amount of those credits will be instantly debited out of the Funding Account. You will be required to verify the external Funding Account by entering the deposit amounts in the required fields provided by Save2Millionaire You will be solely accountable for any fees or penalties assessed by a financial institution that may occur by validating this Funding Account.

 

08.  Accuracy and Timelessness of External Data

As a part of Save2Millionaire Service, Save2Millionaire will retrieve details from your Bank Accounts and your account information. Save2Millionaire works along with one or more financial service providers to access your account information. Save2Millionaire makes no effort to review the account details for any purposes, along with but not restricted to limit-ability, accuracy, or non-infringement. Save2Millionaire is not under any circumstances responsible for the services or products offered by third-party sites.

Save2Millionaire can’t always foresee or anticipate technical or other difficulties which may result in failure to store any data or loss of data, personalization settings or other service interruptions. Save2Millionaire can’t assume responsibility for the timelessness, deletion, accuracy, failure, or non-delivery to store any user data, personalization, or communications.

For instance, when displayed through the Save2Millionaire Service, account details is only as fresh as the time shown, which definitely reflects when the details are obtained from such sites. Such details may be more up-to-date when obtained directly from the relevant sites. You can easily refresh your account information via the Save2Millionaire Service, in the manner prescribed in the associated instructions.

 

09.  Alerts

  • Automatic Alerts – Save2Millionaire may time to time provide automated alerts and notifications. Automatic alerts may be sent to you regarding certain changes made online to your Save2Millionaire User profile or Accounts. Electronic alerts will be sent to you via email or SMS on your registered email address and/or number. If under any circumstances your email address or phone number changes it is your responsibility to inform us of that change. Any made changes to your cell phone number or email address will be applied to all your alerts. As alerts are not encrypted, they will never contain your pass code. However, alerts may include Save2Millionaire username and some information about your Source Funding Account.
  • Disclaimer – You understand and agree that any alerts sent to you through Save2Millionaire may be delayed or prevented by a number of factors. Save2Millionaire strives to provide you with alerts/notifications in a timely manner with accurate information. However, we neither guarantee the accuracy nor the delivery of the content of any alert. You also acknowledge and agree that Save2Millionaire is not and shall not be liable for any failure, delays to deliver, or misdirected delivery of any alerts; for any actions taken or not taken by you or any third party in reliance on an alert; or for any errors in the content of an alert.

 

10.  Save2Millionaire’s Intellectual Property Rights

  • Contents – The content of the Save2Millionaire Service, including, without limitation, our websites, the Save2Millionaire App, their respective “look & feel” (for instance, text, graphics, logos, images, and button icons), editorial content, photographs, notices, software (including, without limitation, HTML-based computer programs), trade names, trademarks, and all other materials incorporated herein are protected under both United States and other applicable trademark, copyright, and intellectual property laws. The contents of Save2Millionaire belong to or licensed to Save2Millionaire or its software or content suppliers. Save2Millionaire gives you the right to view and use the Save2Millionaire Service subject to these terms. You may download or print a copy of information provided on the Save2Millionaire for your personal, internal and non-commercial use only. Any reprint, distribution, or electronic reproduction of any content from the Save2Millionaire Service in whole or in part for any other purpose is expressly prohibited without any prior written consent.
  • Feedback – While we wholeheartedly welcome your feedback, suggestions, and ideas, it is essential to be aware of the following restrictions. If you send us ideas, feedback, or suggestions (collectively, “Feedback”), you represent, vouch and agree that: (1) you give us all the rights in your Feedback, leading your Feedback to instantly become the property of Save2Millionaire, and you are not be owed any compensation in exchange; (2) Save2Millionaire may redistribute or use Feedback for any purpose and in any way; (3) none of the Feedback contains proprietary or confidential information of any third-party; (4) Save2Millionaire is not obliged to review your Feedback; and (5) Save2Millionaire has no obligation to keep any provided Feedback confidential. You acknowledge and agree that you will take any necessary steps and actions, and provide assistance and cooperation to us and our successors, assigns, and legal representatives, along with the execution and delivery of any declarations, affidavits, and legal representatives, along with the execution and delivery of any declarations, affidavits, assignments, power of attorney, exhibits, or any other documents, as may be requires to effect, evidence, or perfect the assignment of the Feedback to us, or to our successor or assignee.

 

11.  Disclaimer Concerning Use of Mobile Devices

Use of Save2Millionaire Service is made accessible through compatible mobile devices, network and/or internet access and may require software. You agree that you are solely accountability for these requirements, along with any applicable charges, fees and updates as well as the terms of your agreement with your telecommunications and mobile device provider. SAVE2MILLIONAIRE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, STATUTORY, EXPRESS OR IMPLIED AS TO: (1) ANY DAMAGE, LOSS, OR OTHER SECURITY INTRUSION OF THE TELECOMMUNICATION SERVICES; (2) THE AVAILABILITY OF TELECOMMUNICATION SERVICES FROM YOUR PROVIDER AND ACCESS TO THE SAVE2MILLIONAIRE FROM ANY LOCATION OR AT ANY TIME; AND (3) ANY DISCLOSURE OF DETAILS TO THIRD-PARTY OR FAILURE TO TRANSMIT ANY COMMUNICATIONS, SETTINGS, OR DATA CONNECTED WITH THE SAVE2MILLIONAIRE SERVICE.

 

12.  Limitations Of Use

You agree to use save2millionaire.us, Mobile App, and Services only for lawful and rightful purposes. You are prohibited from any use of the Mobile App or Services that would contribute to any sort violation of any applicable law, rule, regulation, or ordinance of any state, locality, or nationality of any international treaty or law, or that could give rise to any criminal or civil liability. Any unauthorized use of Save2Millionaire Mobile App or Services, including but not limited to an unauthorized entry into Save2Millionaire’s Systems, misuse of any information, or misuse of password posted on the Mobile App, save2millioniare.us, or via the Services is highly prohibited. Save2Millionaire makes no claims regarding whether use of the save2millionaire.us, Mobile App, or Services is righteous outside of the United States. If you access the save2millionaire.us, Mobile App, or the Services from the outside of the USA, you are entirely responsible for ensuring compliance with the law of your particular jurisdiction.

You acknowledge and agree you will not (1) search or navigate the save2millionaire.us, Mobile App, or Services with any software, tool, engine, agent, or any other means (including avatars, spiders, intelligent agents, or bots), (2) try to reverse engine, de-compile, decipher, or dissemble the save2millionaire.us, Mobile App, and Services, (3) use the save2millionaire.us, Mobile App, or the Services in such a way that could overburden, damage, impair, or disable any portion of the Mobile App, Services, or the save2millioniare.us, (4) use means besides than Save2Millionaire’s provided interface to access save2millionaire.us, Mobile App, or the Services, (5) replicate any materials contained on the save2millioniare.us, Mobile App, or Services.

Save2Millionaire reserves the right to take various severe legal actions against you if you believe you have engaged in activities restricted by this Terms and Conditions (Agreement) or by regulations, or by laws, and Save2Millionaire also withholds the right to take action to safeguard Save2Millionaire, other third parties, and other users from any fees, liability, fines, or penalties. We may take actions including, however, not limited to;

  • Limiting or entirely closing your access to the Mobile App, save2millionaire.us, or the Services.
  • Updating the details you have given to us so that it is accurate.
  • Terminating or suspending your ability to use of Mobile App, save2millionaire.us, or the Services on the daily basis.
  • Holding you accountable for the amount of Save2Millionaire’s damages occurred by your violation of this Agreement.
  • Take rightful legal action against you.

 

13.  Termination

Save2Millionaire has the right to terminate this Agreement at any time without any prior notice, or terminate or suspend your use and access of the Mobile App, save2millionaire.us, or the Services at any time, with or without cause, in Save2Millionaire’s discretion without notice.

The following provisions of this Terms and Conditions (Agreement) shall survive termination of your use or access to the save2millionaire.us, Mobile App, or the Services: the sections regarding Disclaimer of Warranties, Waiver, Limitation of Liabilities, Indemnification, General Provisions, Dispute Resolution of Binding Arbitration, and any other provision that by its terms survives termination of your access or use to the save2millionaire.us, Mobile App, or the Services.

Save2Millionaire further withholds the right to discontinue or modify, either for the time being or permanently, any portions or all of the Mobile App, save2millionaire.us, or Services at any time with or without notice.

 

14.  No Financial Or Tax Advice; Alerts

SAVE2MILLIONAIRE DOESN’T INTEND TO PROVIDE YOU WITH ANY TAX, LEGAL, OR FINANCIAL ADVICE VIA THE MOBILE APP, SAVE2MILLIONAIRE.US, OR THE SERVICES. SAVE2MILLIONAIRE IS NOT LEGAL ADVISOR, LAWYER, OR BROKER. SAVE2MILLIONAIRE RECOMMENDS YOU TO CONSULT AN ACCOUNTANT OR OTHER FINANCIAL ADVISOR WHO’D BE AWARE OF YOUR CIRCUMSTANCES BEFORE SIGNING UP WITH SAVE2MILLIONAIRE.

WE WILL MAKE REASONABLE EFFORTS TO PROVIDE YOU WITH ACCURATE AND TIMELY ALERTS, HOWEVER, YOU ACKNOWLEDGE THAT ALERTS MAY BE PREVENTED OR DELAYED FOR SEVERAL REASONS. SAVE2MILLIONAIRE DOES NOT GUARANTEE THE ACCURACY, TIMELESSNESS, OR DELIVERY OF ALERTS. MOREOVER, SAVE2MILLIONAIRE IS NOT ACCOUNTABLE FOR ANY ERRORS IN THE CONTENT OR DELIVERY OF THE ALERT, AND SAVE2MILLIONAIRE IS NOT LIABLE FOR ANY ACTIONS YOU DON’T TAKE OT TAKE. WE ARE ALSO NOT LIABLE FOR ANY THIRD PARTY RELIANCE ON ALERTS.

 

15.  Disclaimer Of Warranties And Representations

THE CONTENT AND ALL SERVICES ASSOCIATED WITH THE SAVE2MILLIONAIRE ARE PROVIDED TO YOU ON AN “AS AVAILABLE” AND “AS-IN” BASIS. SAVE2MILLIONAIRE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, IMPLIED OR EXPRESS, AS THE OPERATION OR CONTENT OF THE SAVE2MILLIONAIRE SERVICE. YOU EXCLUSIVELY AGREE THAT YOUR USE OF THE SAVE2MILLIONAIRE SERVICE IS ENTIRELY AT YOUR OWN RISK.

SAVE2MILLIONAIRE MAKES NO REPRESENTATIONS, GUARANTEES OR WARRANTIES, IMPLIED OR EXPRESS, REGARDING THE RELIABILITY, ACCURACY, OR COMPLETENESS OF THE CONTENT ON THE SAVE2MILLIONAIRE, AND EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES OF FITNESS OR NON-INFRINGEMENT FOR A SPECIFIC REASON.

SAVE2MILLIONAIRE MAKES ZERO REPRESENTATION, GUARANTEE, OR WARRANTY THAT THE CONTENT THAT MIGHT BE AVAILABLE VIA SAVE2MILLIONAIRE IS FREE OF INFECTION FROM ANY OTHER CODE OR VIRUSES OR COMPUTER PROGRAMMING ROUTINES THAT CONSIST DESTRUCTIVE OR CONTAMINATING PROPERTIES OR THAT ARE INTENDED TO SURREPTITIOUSLY INTERCEPT, EXPROPRIATE OR DAMAGE ANY DATA, SYSTEM, OR PERSONAL DETAILS.

 

16.  Limitations on Save2Millionaire’s Liability

SAVE2MILLIONAIRE UNDER ANY CIRCUMSTANCES SHALL NOT BE HELD LIABLE OR RESPONSIBLE TO YOU OR ANY OTHER THIRD-PARTY, WHETHER IN WARRANTY, CONTRACT, (INCLUDING WITHOUT ANY LIMITATION, NEGLIGENCE) OR OTHERWISE, FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, LIQUIDATED, INCIDENTAL, OR PUNITIVE DAMAGES, ALONG WITH BUT NOT LIMITED TO LOSS OF ANY AMOUNT, ARISING IN WHOLE OR NOT IN PART FROM YOUR ACCESS (OR LACK OF THE ACCESS) TO THE SAVE2MILLIONAIRE SERVICES, YOUR USE OR NO USE OF THE SAVE2MILLIONAIRE SERVICE, OR ANY OTHER MATTER CONNECTING TO THESE TERMS AND CONDITIONS, EVEN IF SAVE2MILLIONAIRE HAS BEEN ADVISED OF THE CHANCES OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SAVE2MILLIONAIRE WILL NOT ACCEPT OR HAVE ANY LIABILITY IN THE EVENT OF ANY UNAUTHORIZED USE OF YOUR SAVE2MILLIONAIRE ACCOUNT, THE CONDUCT OF ILLEGAL OR FRAUDULENT ACTIVITIES THROUGH YOUR SAVE2MILLIONAIRE ACCOUNT, MOBILE DEVICE OR COMPUTER FAILURE OR ANY OTHER COMMUNICATION ISSUES, ANY TRANSACT OR INABILITY OR ISSUES RELATED TO SLOW INTERNET ACCESS, OR ANY OTHER ISSUES RELATED TO THE TIMELY EXECUTION OF A TRANSFER, DEPOSIT, PAYMENT, OR SIMILAR.

YOU ARE ENTIRELY RESPONSIBLE FOR EVALUATING THE RISKS AND MERITS ASSOCIATED WITH THE USE OF THE SAVE2MILLIONAIRE SERVICE. YOU AGREE THAT SAVE2MILLIONAIRE SHALL NOT BE LIABLE, AND YOU AGREE NOT TO SEEK OR TO HOLD SAVE2MILLIONAIRE LIABLE, FOR ANY POSSIBLE CLAIM FOR DAMAGES OCCURRING FROM ANY DECISIONS YOU MAKE BASED ON YOUR USE OF THE SAVE2MILLIONAIRE OR ANY RELATED CONTENT.

SAVE2MILLIONAIRE RESERVES THE RIGHT TO RESTRICT OR CANCEL YOUR ACCESS TO THE SAVE2MILLIONAIRE SERVICE WITHOUT ANY PRIOR NOTICE. SAVE2MILLIONAIRE IS NOT RESPONSIBLE FOR DAMAGES SUFFERED BY ANY INCONVENIENCE OCCURRED DIRECTLY OR INDIRECTLY BY OUR TERMINATION OR RESTRICTION OF YOUR ACCESS TO THE SAVE2MILLIONAIRE SERVICE.

 

17.  INDEMNIFICATION

By accepting these Terms & Conditions, you acknowledge and agree to defend, indemnify, and otherwise hold harmless Save2Millionaire and each of its respective affiliates, employees, agents, partners, and representatives from any and all damages and losses (whether incidental, direct, indirect, punitive, exemplary, or special) and expenses and costs (including reasonable attorney’s expenses and fees) arising out of or relating to:

  • Alteration or unauthorized access of your communications through or with the
  • Your misuse or use of the Save2Millionaire
  • Any breach of these Terms & Conditions.
  • Any incomplete, mismatched, or incorrect identifying information regarding your Funding Account or in any payment instructions for any ACH transfers.

 

18.  Termination And Terms

Until your access to Save2Millionaire is terminated either by you or Save2Millionaire, these Terms & Conditions will stay in force. NOTE THAT BY JUST UNINSTALLING THE SAVE2MILLIONAIRE APPLICATION FROM YOUR DEVICE DOESN’T AND WILL NOT UNDER ANY SITUATION TERMINATES YOUR SAVE2MILLIONAIRE ACCOUNT, NOR DOES IT PAUSES ANY AUTHORIZED TRANSACTIONS. If you are willing to terminate your Save2Millionaire Account, you may do so within Save2Millionaire App.

 

19.  Dispute Resolution By Binding Arbitration

YOU’VE READ THIS PROVISION PRECISELY AND UNDERSTAND THAT IT LIMITS YOUR RIGHTS IN THE EVENT OF A DISPUTE BETWEEN YOU AND US. YOU ALSO ACKNOWLEDGE THAT YOU HAVE THE RIGHT TO REJECT THIS PROVISION AS PROVIDED BELOW.

  • Election To Arbitrate: You and Save2Millionaire agree that the exclusive and sole form and remedy for resolution of a Claim be last and binding arbitration pursuant to this section, until and unless you opt out as mentioned below. As stated in this Arbitration Provision, “Claim” shall include any present, future, or past dispute, claim, or controversy involving you (or person claiming through or connected with you), on the one hand, along with us on the other hand, arising out or relating to this, and/or the activities or relationships that include, lead to, or result from this agreement, along with the enforce-ability or validity of this Arbitration Provision, any part thereof, or the complete Agreement. Claims are subject to arbitration regardless of whether they arise from contract; a constitution, common law, or principles of equity; tort (intentional or otherwise); or otherwise. Claims could include matters arising as counter-claims, initial claims, third-party claims, cross-claims, or otherwise. The scope of this Arbitration Provision is to be given the broadest possible interpretation that is applicable.
  • Enforce-ability of the FAA (Federal Arbitration Act); Arbitrator’s Powers: This Arbitration Provision is made pursuant to a transaction including interstate commerce and shall be governed by and enforceable under the Federal Arbitration Act (FAA). The Arbitrator will relate substantive law consistent with the FAA and valid statues of limitations. The arbitrator may reward awards or other type of relief allowed by applicable substantive law, subject to the limitations set forth in this Arbitration Provision. However, the arbitrator will not under any condition will not be bound by judicial rules of evidence and procedure that would apply in a court. The arbitrator will take steps to reasonably protect confidential details.
  • Opt- Out Of Arbitration Provision: you can opt out of this Arbitration Provision for all purposes by sending an arbitration opt out email to info@save2millionaire.us, within 60 days since the date of the electronic acceptance of the terms and conditions of this Agreement. The opt-out notice must precisely state that you’re rejecting arbitration; identify the Agreement to which it applies the date; provide us with your name, address, along with your social security number; and be signed by you. you may also send an opt-out notice in any way you see fit as long as it’s received at the particular address within the specific time-frame. Do note that no other methods can be employed to opt-out of this Arbitration Provision. Also, if the opt out notice is sent by a third-party on your behalf then it is required by him/her to attach evidence of his/her authority to submit opt out notice on your behalf.
  • Informal Dispute Resolution: if a Claim is aroused, or end goal is to learn about and resolve your concerns and, if we are not able to do so to your satisfaction, to provide you with a cost effective and neutral means of addressing the dispute instantly. You agree that before filing any Claims in arbitration, you can swiftly submit Claims via email at info@save2millionaire.us at any time.
  • Arbitration Procedures: The party initiating arbitration is liable to do so with the (“AAA”) American Arbitration Association. The arbitration shall be conducted in accordance to, and the location of the arbitration shall be determined in accordance with, the policies and the rules of the selected administrator, besides to the extent the rules conflict with this Arbitration Provision or any countervailing law. You may secure copies of the current forms, rules, and instructions for initiating an arbitration with the AAA by getting in touch with the AAA as mention on the website at American Arbitration Association or by writing to them mentioned on their website.
  • Arbitration Fees: if we opt for arbitrator, we are liable to pay all the administrator’s administrative fees and filing costs (besides than hearing fees) shall be paid in accordance with the rules of the administrator selected, or in agreement with countervailing law if contrary to the administrator’s rules. We are required pay the administrator’s hearing fees for one full day of arbitration hearings. Fees for the hearings that cross one full day will be paid by the party that requests the hearing, until the applicable law or administrator’s rules requires otherwise, or you request that Save2Millionaire pays them and we agree to do so. Also, each party is liable to bear the expense of its own attorney’s fees, except as otherwise given by the law. If a statue gives you the right to recover any of these fees, these constitutional rights shall apply in the arbitration notwithstanding anything to the conflicting herein.
  • Appeals: Within 30 days of a final reward by the arbitrator, any party may appeal the award for reconsideration by any other third – arbitrator panel elected in accordance to the rules of the arbitrator administrator. In the event of such an appeal, any opposite party may cross-appeal within 30 days after notice of the appeal. The panel will then reconsider de novo all the previous aspects of the initial award that are appealed. Conduct and costs of any appeal shall be governed by this Arbitration Provision and the administrator’s rules, in the same manner as the initial arbitration proceeding. Any award by the individual arbitrator that isn’t subject to the appeal, and any panel award on appeal, shall be final and binding, except for any appeal, and any panel award on appeal, shall be binding and final, except for any appeal under the FAA, and may be entered as a judgment in any court of competent jurisdiction.
  • No Class Actions: NO ARBITRATION SHALL PROCEED ON A CLASS REPRESENTATIVE, OR COLLECTIVE BASIS (ALONG WITH PRIVATE ATTORNEY GENERAL ON BEHALF OF OTHERS), EVEN THOUGH THE CLAIM/CLAIMS THAT ARE SUBJECTED OF THE ARBITRATION HAS PREVIOUSLY BEEN ASSERTED (OR COULD’VE BEEN ASSERTED) IN A COURT AS CLASS REPRESENTATIVE, OR COLLECTIVE ACTIONS IN A COURT. Unless consented to in writing by all included parties to the arbitration, no other party may consolidate, join, or otherwise bring claims for or on behalf of two or more unrelated corporate or individual’s entities in the same arbitration until those individuals are parties to a single transaction. Also, unless consented to in writing by all parties to the arbitration shall determine the obligations and rights of the mentioned parties only, and only with respect to the claim/claims in arbitration, and shall not (a) make an award for the advantage, or against, anyone other than the mentioned party. No arbitrator or administrator shall have the power or authority to modify, waive, or fail to enforce this section 19.h, and any attempt to do so, whether by policy, rule, and arbitration decision or otherwise, shall be unenforceable or unenforceable. Any challenge to the validity of this section 19.h shall be determined exclusively by a court and not by any administrator or any arbitrator; nor (b) determine the interests, obligations, or rights of anyone other than a named party, or resolve any Claims/Claim of anyone besides the mentioned party.
  • Judicial Forum for Claims: Except as otherwise demanded by the applicable law, in the event that this Arbitration Provision is found not to apply to your claim or you, you and Save2Millionaire agree that any judicial proceeding (other than small claims actions) will be brought in the state or federal courts of the Los Angeles County, California. Both you and Save2Millionaire consent to personal jurisdiction and venue there. Both as User and Save2Millionaire agree to waive our right to a jury trial.
  • WAIVER OF RIGHT TO LITIGATE: BOTH THE PARTIES ACKNOWLEDGE THAT THEY HAVE A RIGHT TO LITIGATE CLAIMS THROUGH A COURT BEFORE JURY OR JUDGE, HOWEVER, WILL NOT HAVE THE RIGHT IF ANY PARTY OPT FOR ARBITRATION PURSUANT TO THIS ARBITRATION PROVISION. HENCE, THE PARTIES HEREBY WILLINGLY AND VOLUNTARILY WAIVE THEIR RIGHTS TO LITIGATE SUCH CLAIMS IN A COURT BEFORE A JURY OR JUDGE UPON ELECTION OF ARBITRATION BY ANY PARTY.

 

20.  Governing Venue And Law

Beside section 19 which is governed by the Federal Arbitration Act (FAA), this complete agreement and all the mentioned claims are governed by the law of the state Of California, without any regards to conflict-of-law rules.

 

21.  Severability

If any section of this Agreement (Terms & Conditions) is found to be void, unlawful, invalid, or enforceable by either a court or an arbitrator of competent jurisdiction, this Agreement’s remaining sections shall continue to be complete enforcement to the fullest extent possible, and the remaining sections provisions of this Agreement shall continue in full force and effect.

 

22.  Waiver

You agree that if Save2Millionaire enforce any of its legal remedies or rights under this Agreement, or other legal remedies or rights Save2millionaire has under applicable laws, this shall not and will not be construed as a formal waiver of those rights or remedies or any other rights in any way or whatsoever.

 

23.  General Provision

This Agreement is the complete understanding and agreement between you and Save2Millionaire. This Agreement replaces any previous Terms of Use agreement or other agreement to which you and Save2Millionaire may have been bound. This Agreement will be inure to the benefit of, binding on, and be enforceable against the parties and their respective beneficiaries and assigns. Neither the trade practice nor course of conduct between the parties shall modify any section of this Agreement. You may not transfer or assign this Agreement or your rights hereunder, in part or in whole, by operation of law or otherwise, without our prior in black and white approval. We may assign this Agreement or nay of our obligations or rights under this Agreement at any time without any notice. All rights are not explicitly granted herein are hereby reserved. Mentioned headings are just for reference purposes and in no way limit, define, construe, or describes the extent or scope of such provision.

 

24.  Get In Touch With Save2Millionaire

If you have any question, concerns, or queries regarding the Agreement or the practices of Save2Millionaire, kindly contact us via info@save2millionaire.us.